Credit Card Reward Bugs

[MrsThorsen]

In my "Ways to Save" page I have the entry:

American Express Cards
Blue Cash
* 30.24%Your Current Interest Rate
* n/a Your Current Rewards
->
American Express
* 18.24%Interest Rate if you switch
* 382,909 miles Rewards if you switch

with $3,744 in savings calculated. Impressive.

Except that instead of "n/a" my Blue Cash card actually rewards me with:

* Up to 5% Cash Back with Unlimited Cash Rewards
* Earn unlimited cash back
* No Annual Fee

The above info is shown on creditcards.com (http://www.creditcards.com/American-Express.php?a_aid=1004&a_cid=1055&a_did=25060)
Maybe a screen-scrape could help get more rewards info for more users?

[Damon]

This information should *hopefully* get better in the future. I don't think we're currently catching all of the data points.

[ucbmoose]

I have a similar problem

FIA Card Services
Huntingtion National Bank
Platinum Plus Mastercard

Shows interest rate as 23.2% and no rewards
Actual interest rate is 13.1% for purhcases and 23.2% for cash advances. Also 1 point/$1 rewards

[thatbradguy]

same problem w/boa rewards visa. shows no rewards but actually 1% on everything.

[gluegun]

I'm having the same issues also:
HSBC Bank USA ONLINE SAVINGS - 4.50% APY (same as HSBC Direct Online Savings)
First National Bank of Omaha GAS REWARDS PLATINUM EDITION - 3% Cash back on gas, 1% back on everything else.

[MrsThorsen]

I'm actually thinking about getting a new credit card, so I checked out Mint to see what you've found for me. I see:

Bank of America Credit Card...
L.L.Bean

* 18.48%Your Current Interest Rate
* unknown Your Current Rewards
vs.

American Express
Gold Delta SkyMiles Credit ...

* 18.24%Interest Rate if you switch
* 193,702 milesRewards if you switch

$1,852 savings

Great! Except when I drill down to see where those 193,703 miles of rewards come from, I can't figure it out:

2 miless for Home improvement, Pharmacy, Delta, Groceries, Gas / Fuel 193,702, 1 miless for other purchases, Value of Rewards $1,937

But I've charged <$200 so far this year on the card and it seems this would translate into 400 pts at most, more likely around 200 pts since I don't use it for everyday purchases.

[Damon]

FYI...the accuracy of the offers page should get better later next month (late November). We will be doing some changes that should more accurately reflect the rates/rewards that folks get for us to make a better comparison.

[YAS]

I have the same problem:
American Express Blue Cash
Your Current Interest Rate: 14.74%
Your Current Rewards: unknown

the following info is from CreditCard.com
Blue Cash® from American Express

Up to 5% Cash Back with Unlimited Cash Rewards
Earn unlimited cash back
0% Intro APR for 6 months
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
No Annual Fee

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months* 13.24%* None* Yes* Excellent Credit*

[Damon]

A fix should be in place later this month that better identifies interest rates and awards, which should then help make the offers you see much better.

[Damon]

1. Login to your Mint account.
2. Go to the Ways to Save page.
3. Click on link to see the offer(s).
4. You will see a hyperlink for "interest rate". Click on that.
5. A box will open that will let you manually put in the correct rate & type of award the card has.