JonDthompson
03-02-2009, 01:08 PM
Hello,
Mint keeps screwing up my budget. Fortunately, I am smarter than Mint, but that means I am also struggling with the idea of discontinuing its usage.
Anyhow,
An expense budget should ignore all income into a category. The income is irrelevant. Take, for instance, my credit card payments. Since I am paying off past debts, my payments are expenses, with a credit of the amount in my credit card account. Mint sees both the credit and expense, meaning this category will always be zero, unless I break them apart, which I then have to do manually for each transaction (because I have several transactions each month that are "Transfer from Bills" I cannot make it change the category for me.)
So what should mint do for those people that are better than I have been and pay off their credit cards every month? What I have above will work for them too, because they are likely not to put credit card payments into their budget, because the expenses they used their card for will already be there.
Mint keeps screwing up my budget. Fortunately, I am smarter than Mint, but that means I am also struggling with the idea of discontinuing its usage.
Anyhow,
An expense budget should ignore all income into a category. The income is irrelevant. Take, for instance, my credit card payments. Since I am paying off past debts, my payments are expenses, with a credit of the amount in my credit card account. Mint sees both the credit and expense, meaning this category will always be zero, unless I break them apart, which I then have to do manually for each transaction (because I have several transactions each month that are "Transfer from Bills" I cannot make it change the category for me.)
So what should mint do for those people that are better than I have been and pay off their credit cards every month? What I have above will work for them too, because they are likely not to put credit card payments into their budget, because the expenses they used their card for will already be there.