Mint displaying incorrect APR

[nabilalk]

Hi, two of my credit card accounts, one from Washington Mutual and the other from Well's Fargo are displaying a 0% APR in Mint. The problem is, neither of these APR's are accurate. What is happening here? Thanks!

-nka

[davedarsh]

Luckily I was able to find out here that there is a way to manually set the APR of your credit card accounts. What you do is go to "Ways To Save" and in one of the deals Mint offers you, you should be able click on the APR of whichever account it is you want to change. From there you can set the APR, along with other items such as reward details.

If Mint doesn't have any deals for you, then as far as I could find there is no way to change the APR. This sounds like a problem for some cases such as yours, when Mint reads your APR as 0% then it may never show you any deals since they'd be hard-pressed to find something better than 0%! A suggestion for Mint is maybe to place the option to change these settings such as APR and rewards in the Accounts page instead of just the Ways to Save page.

I may be wrong that there is no other way to change it. I'm sure someone will correct me if I am. :D

[nabilalk]

Thanks for the tip. Although I agree with you that this is not the best way for Mint to handle this. There should be an option like you said in the Accounts settings to manually set the APR as well as the Rewards.

[nabilalk]

The above fix only works if there are offers available. If not, you are out of luck.