esharter
11-17-2008, 05:22 PM
I don't like having car loans under auto and home loans under home. Since some of these are temporary, and large values, I feel it distorts the categories and puts more emphasis on them. If I had a category Loans with the type of loan as a subcategory, this would be more useful to understand where my money is going and what % is being spent on loans and other items. For car, I really only want to look at how much % I spend on gas, but because my auto loan is included, the "Auto" category is the biggest % of my spending, and I can't tell what percentage of my overall spending goes towards gas. This is just one example. I could make a similar one for the "Home" category.